December 2025

Introduction Smart Saving Tips for Salaried People are essential because saving money on a fixed income often feels challenging. Monthly bills, EMIs, and rising living costs can limit savings, but smart money management makes a real difference. Saving is not about earning more—it is about managing income wisely. With disciplined planning and practical habits, even

Introduction Personal Loan vs Home Loan: Which One Should You Choose? This is an important question when you need funds, as both loan types serve different purposes and come with different terms, interest rates, and repayment structures. Understanding these differences helps you select the loan that best matches your financial needs and long-term goals. This

Introduction What Is a Credit Score and Why Is It Important for Loans? A credit score is one of the most important factors lenders check before approving a loan. Many people apply for loans without knowing their credit score, which often leads to rejection or higher interest rates. In this blog, Sanchi Finance explains what

Introduction 5 Important Things to Know Before Taking a Personal Loan include understanding how personal loans work, especially during emergencies like medical expenses, wedding costs, travel plans, or home repairs. While a personal loan can be a financial lifesaver, applying without proper knowledge may lead to unnecessary stress. Knowing the key factors that affect repayment

Introduction Personal finance refers to the way individuals manage their money throughout their lives. It is not just about earning income; it also involves making wise decisions on how to spend, save, and invest money effectively. From budgeting monthly expenses to planning for long-term goals such as buying a home or securing retirement, the covers